Assemblymember Gregory Hafen has introduced Assembly Bill 311, which proposes mandatory increased insurance coverage for ride-share drivers. This move could potentially increase costs for consumers, force drivers out of the market, and threaten the availability of services like Uber in Nevada. The bill was introduced on February 27.
According to Nevada News and Views, AB311 suggests new insurance requirements for Nevada ride-share drivers, mandating coverage for medical payments and uninsured motorist protection. The bill closely resembles California’s insurance mandates, which have reportedly increased costs for drivers, reduced the number of available ride-share vehicles, and led to higher fares for passengers.
Uber states that in California, insurance costs now constitute 32% of the total fare for ride-share trips due to state-mandated coverage requirements. This increase follows the passage of strict insurance laws similar to Nevada’s proposed AB311. Ride-share companies warn that such mandates make operations more expensive, potentially reducing service availability.
Value Penguin reports that Nevada has the highest average car insurance rates in the U.S., with drivers paying approximately $286 per month for full coverage. Rising costs have been driven by factors such as increased claims, higher repair expenses, and stricter state insurance regulations. As insurance premiums continue to climb, affordability remains a growing concern for drivers across the state.
Hafen’s website describes him as a fifth-generation Nevadan, a small business owner, and general manager of Pahrump Utility Company Inc. He has served three terms in Assembly District 36 and holds key roles on legislative committees while chairing the Desert View Hospital Board.
